SQMU Investor Agreement
Clause 1. Declarations
1.1 SQMU declares that its objective is to simplify real estate ownership through the acquisition, management, and preparation of properties for tokenisation.
1.2 By this Agreement, SQMU undertakes to enable investors to hold verifiable and fractionalised interests in real property.
Clause 2. Subject of Agreement
2.1 The Investor agrees to purchase SQMU tokens which represent digital records linked to real property.
2.2 Each SQMU token corresponds to one square metre of the property acquired by SQMU.
2.3 Tokens represent:
- (a) the Investor’s economic participation in the property, including entitlement to net rental income; and
- (b) the Investor’s future ownership rights, to be fully recognised once tokenisation is formally completed.
2.4 Tokens issued remain valid before and after regulatory approval. No swaps, exchanges, or migrations will be required.
Clause 3. Consideration and Payment
3.1 Payment for tokens shall be made exclusively in USDC/USDQ/USDT via the SQMU platform.
3.2 Upon receipt of payment, SQMU shall transfer the tokens securely to the Investor’s designated wallet.
3.3 SQMU shall collect rental income from the property, deduct operating and maintenance expenses, and calculate net rental income.
3.4 The Investor’s share shall be distributed quarterly in USDC/USDQ/USDT directly to the Investor’s wallet in proportion to the number of SQMU tokens held.
Clause 4. Obligations of SQMU
4.1 While tokenisation is pending, SQMU shall retain legal title to the property as custodian on behalf of token holders.
4.2 SQMU shall:
- Maintain the property in good condition;
- Manage tenants and collect rents;
- Deduct legitimate expenses;
- Distribute net rental income proportionally; and
- Maintain clear and auditable records of token balances, income, and distributions.
4.3 SQMU undertakes to preserve property value, maintain operational standards, and provide transparent reporting.
Clause 5. Obligations of the Investor
5.1 The Investor declares and agrees that:
- They possess legal capacity and authority to participate in this Agreement;
- They will provide any requested identity verification information; and
- They acknowledge that tokenisation remains subject to regulatory approval and may be delayed.
Clause 6. Regulatory Caveats
6.1 Tokens issued under this Agreement constitute beneficial interests until regulatory approval is obtained.
6.2 Full recognition of ownership rights, including any registry acknowledgements, shall occur only after regulatory approval.
6.3 SQMU shall notify token holders promptly in case of material delays or changes.
Clause 7. Risk Disclosures
7.1 The Investor accepts the following risks:
- Rental income fluctuations due to vacancies or market conditions;
- Impact of maintenance and service costs on income;
- Delays in regulatory approval processes; and
- Restrictions on resale or transferability of tokens until compliance is achieved.
7.2 SQMU makes no guarantee of fixed returns, future appreciation, or liquidity.
Clause 8. Dispute Resolution
8.1 In case of disagreement, disputes shall be resolved under established principles of common law.
8.2 The language of arbitration shall be English.
8.3 Arbitration shall be the exclusive forum for dispute resolution between SQMU and the Investor.
Clause 9. Force Majeure
9.1 Events outside SQMU’s control — including regulatory changes, government action, or unforeseen events — may affect timelines for tokenisation or distribution.
9.2 Such events shall not constitute a breach of this Agreement.
9.3 SQMU will take reasonable steps to mitigate the effects of such events and keep Investors informed.
Clause 10. Acceptance
10.1 By purchasing SQMU tokens, clicking “I Agree,” and completing the transaction, the Investor acknowledges and accepts the terms of this Agreement.
10.2 A copy of this Agreement shall be delivered to the Investor electronically for record-keeping.
10.3 By clicking “I Agree” and completing the token purchase, even if not accompanied by an email address and a consequent email receipt including the copy of this Agreement, the wallet address (Externally Owned Account, EOA) used for the purchase shall be deemed to have accepted this Agreement at the date and time of the transaction. Such acceptance shall be binding for all future purchases of tokens relating to any properties on the SQMU platform.
10.4 Furthermore, by holding an SQMU token, whether purchased directly through the SQMU platform, acquired via peer-to-peer transactions within the SQMU platform, or received through transfer of an EOA containing SQMU tokens (whether or not such transfer occurs outside the SQMU platform), the holder of the token shall be deemed to have accepted and agreed to the terms of this Agreement.
SQMU Landlord Agreement
Clause 1. Declarations
1.1 SQMU declares that its objective is to enable property owners to convert their properties into tokenised assets.
1.2 SQMU undertakes to provide a platform where property owners may access investor participation, while continuing to retain clear ownership positions until formal tokenisation is complete.
Clause 2. Subject of Agreement
2.1 The Landlord agrees to onboard their property with SQMU for tokenisation.
2.2 The property shall be digitally represented through SQMU tokens, with investors able to acquire a majority share through the SQMU platform.
2.3 SQMU undertakes to manage rental income and distributions on behalf of all token holders, including the Landlord.
2.4 Legal ownership of the property shall remain with the Landlord until a formal transfer of title occurs under tokenisation.
Clause 3. Service Fees
3.1 SQMU charges service fees to cover technology, marketing, and facilitation.
3.2 Service fees are calculated as follows:
- Initial Service Fee: 0.2% of the property value, payable upon onboarding; and
- Ongoing Service Fee: 1.8% of all payments received from investor participation, shared between SQMU and any referring agent.
3.3 All fees shall be deducted transparently and agreed in advance.
Clause 4. Token Minting
4.1 At the time of onboarding, 100% of the property’s square metres shall be minted as SQMU tokens.
4.2 All tokens shall be issued directly to the Landlord.
4.3 The Landlord may release up to 80% of tokens for investor purchase on the SQMU platform.
4.4 The Landlord shall retain the remaining 20% as their ownership stake, held in their designated wallet.
Clause 5. Rental Income and Payments
5.1 From issuance, rental income shall be managed and distributed proportionally to all SQMU token holders, including the Landlord.
5.2 Distributions shall be made quarterly in USDC/USDQ/USDT, directly to the wallets holding the relevant tokens, including the Landlord’s wallet for their remaining token holdings.
5.3 Platform service fees shall be deducted automatically prior to distributions.
Clause 6. Ownership and Tokenisation Transition
6.1 Until 80% of tokens are sold and formal tokenisation is complete, the Landlord shall remain the legal owner of record.
6.2 During this period, ownership shall be subject to this Agreement, and investor rights and income distributions shall be safeguarded.
6.3 At the commencement of tokenisation transfer, the Landlord shall elect either to:
- (a) sell the retained 20% of tokens; or
- (b) continue to hold them as a long-term ownership position.
Clause 7. Rights of the Landlord
7.1 The Landlord retains legal title until formal registry transfer.
7.2 The Landlord maintains a 20% stake in SQMU tokens, which may be held indefinitely or divested at their discretion.
7.3 The Landlord shall receive reports on investor participation, rental performance, and progress toward tokenisation.
Clause 8. Regulatory Caveats
8.1 Property tokenisation remains subject to regulatory approval.
8.2 Until approval is finalised, SQMU tokens represent beneficial economic interests only.
8.3 This arrangement constitutes a managed participation framework and shall not be construed as a security issuance.
Clause 9. Risk Disclosures
9.1 The Landlord acknowledges the following risks:
- Market fluctuations may affect property valuations and rental income;
- Regulatory approvals may be delayed; and
- SQMU provides no guarantee of profit, liquidity, or resale outcomes.
Clause 10. Dispute Resolution
10.1 Disputes arising under this Agreement shall be resolved under common law principles.
10.2 Arbitration shall be conducted in English and shall constitute the exclusive forum for dispute resolution.
Clause 11. Force Majeure
11.1 Events beyond SQMU’s control, including regulatory changes, government action, or unforeseen circumstances, may delay tokenisation or income distribution.
11.2 Such events shall not constitute a breach of this Agreement.
11.3 SQMU shall take reasonable steps to mitigate any adverse impact and keep the Landlord informed.
Clause 12. Acceptance
12.1 By onboarding the property with SQMU, clicking “I Agree,” and completing the submission process, the Landlord acknowledges and accepts this Agreement.
12.2 A copy of this Agreement shall be delivered electronically for record-keeping.
12.3 By clicking “I Agree” and completing the onboarding process, even if not accompanied by an email address and consequent email receipt, the wallet address (Externally Owned Account, EOA) linked to the property tokens shall be deemed to have accepted this Agreement on the date and time of the transaction. Such acceptance shall bind the Landlord for all future onboardings of properties through the SQMU platform.
12.4 Furthermore, by holding SQMU tokens in their wallet, whether retained from onboarding, released through the SQMU platform, or transferred into another EOA (whether or not through the SQMU platform), the Landlord shall be deemed to have accepted and agreed to the terms of this Agreement.